
Stress-Free Home Loans & Refinancing – Your Trusted Mortgage Broker Since 2016
Buying your dream home? Investing? Need to refinance? We’ll guide you every step of the way to find the best mortgage for your needs.

Mortgage Broker To Save You From Stress
Since 2016, we have been dedicated to helping Australians achieve their homeownership dreams with a stress-free and seamless mortgage process. Starting in Melbourne, Australia, we now proudly service clients nationwide, offering expert guidance to ensure you get the best rate on your home loan.
Whether you are a first home buyer, looking to refinance for a low rate, or an investor seeking the best rate for your next property, we are passionate about finding more options tailored to your financial needs. We understand that every borrower’s situation is unique, and that’s why we work with a wide range of lenders to provide flexible mortgage solutions.
Unlike banks that offer limited options, our role as mortgage brokers is to explore the entire market to secure the best deal for you. We handle all the paperwork, negotiations, and lender comparisons, making the process hassle-free. Our goal is to help you save on interest, reduce monthly repayments, and ensure your mortgage aligns with your long-term financial goals.
With years of industry experience, we have built a reputation for dedicated service, expert advice, and customer-focused solutions. Whether you need a new home loan, a refinance, or investment financing, we are here to simplify the journey and provide you with the right options.
Let’s work together to find the perfect mortgage solution for you. Contact us today to get started!
Services we provide
Providing a range of mortgage broker services including home purchase, investment property purchase, refinance, equity release and personal loans.
First Home Buyer Loan
Buying your first home is exciting, but navigating the world of finance can feel like learning a new language—full of confusing terms and fine print. That’s where we come in. We specialize in helping first home buyers like you from start to finish, making the process as smooth as possible. From understanding your borrowing power to finding the best loan options, we guide you through every step.
No question is too big or too small—whether you’re curious about grants, deposits, or how to make your dream home a reality, we’re here to help. With our expert advice and personalized service, you can feel confident that you’re getting the right loan to fit your needs. So, take a deep breath—buying your first home is a big step, but with us by your side, it’s a lot less daunting!
Investment Loan
Looking to expand your property portfolio or take the plunge into real estate investing? We’ve got you covered. Our team specializes in finding the best residential investment loan options tailored to your financial goals. But we don’t stop there. We partner with trusted buyer’s agents who help you scout and secure the right properties, so you can focus on growing your wealth, not stressing over the fine print.
We also offer comprehensive investment portfolio management services, ensuring your investments are performing at their best. Whether you're a first-time investor or adding another property to your collection, we’re here to guide you every step of the way. From securing competitive loan rates to finding the perfect property and managing your investment portfolio, we make sure you’re always one step ahead in the property market.
Refinance
Whether it’s your own home or an investment property, it’s smart to review your loan every 12 months. Why? Because lenders aren’t exactly known for their loyalty, and unfortunately, there’s no “prize” for sticking with the same bank. In fact, sticking with the same lender could be costing you more than you realize.
Our refinancing service helps you stay ahead by regularly assessing your loan to ensure you’re always getting the best deal. We’ll compare interest rates, terms, and features across multiple lenders, finding you the most competitive offer that aligns with your goals. With the market constantly changing, a quick review can potentially save you thousands in interest and fees. So don’t get stuck paying more than you should—let’s take a look at your loan and make sure it's working for you, not your lender.
Personal Loan
Need a little extra financial flexibility? We’ve got you covered with our personal loan options! Whether you’re planning a dream holiday, covering unexpected medical expenses, upgrading your car, giving your home a facelift, or simply making a big purchase, our personal loans are designed to help you achieve your goals—quickly and easily.
With competitive interest rates and no hidden fees, we’ll find a loan that fits your needs without adding stress to your budget. Our application process is simple and straightforward, and you’ll receive a decision quickly, so you can focus on what really matters—whether that’s relaxing on a beach, cruising in a new car, or finishing up that home renovation. Whatever your reason, we’re here to help you make it happen.
Trusted by Homeowners & Investors Across Australia
Discover why homeowners, first-time buyers, and investors trust us for their mortgage needs. Read real testimonials from satisfied clients who have secured great home loans, refinanced for better rates, and achieved their financial goals with our expert guidance. Your success story starts here!
Frequently Asked Questions
Providing answers to frequently asked questions related to financial matters such as investments, taxes, accounting, and budgeting
Echo Accounting offers a wide range of budgeting services, including budgeting for businesses, individuals, and families. We can help with creating and managing budgets and tracking expenses.
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Contact Us
Info
AK Home Loans is a part of Ali Kawser Pty LTD ABN 81613 853 839. Ali Kawser Pty Ltd (490618) and MD Ali Kawser (490619) are credit representatives of National Lending Group Pty Ltd, Australian Credit Licence 412778 FBAA Accredited Member M-347951
Service Area
We are based in Cobblebank Victoria 3338. Our Main service areas include Melbourne, Greater Melbourne and all over Australia. Suburbs include but not limited to Aintree, Bonnie Brook, Brookfield, Burnside, Burnside Heights, Caroline Springs, Cobblebank, Deanside, Diggers Rest, Exford, Eynesbury, Fieldstone, Fraser Rise, Grangefields, Harkness, Hillside, Kurunjang, Melton, Melton South, Melton West, Mount Cottrell, Parwan (Shared with the Shire of Moorabool), Plumpton, Ravenhall, Rockbank, Strathtulloh, Taylors Hill, Thornhill Park, Toolern Vale, Truganina, Weir Views, Bacchus Marsh, Ballarat, Darley, Diggers Rest, Sunbury, Werribee, Tarneit, Truganina, Point Cook, Williams Landing, Sunshine, Chadstone, Toorak, Adelaide, Perth, Brisbane.