Consolidate Your Debts Into One Simple Repayment
Merge credit cards, car loans and personal loans into your home loan — one repayment, less stress. Straight talk, no outcome guarantees, just honest advice on whether it's right for you.
5★ Google Rated | Mortgage Broker Since 2016 | Melbourne & Australia-wide
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Feeling Weighed Down By Multiple Debts?
Credit cards, car loans, personal loans — if you're juggling several repayments each month, rolling them into your home loan could simplify things and ease the pressure. It won't suit everyone, but it's worth finding out if it works for you.
One Repayment
Combine multiple debts into a single home loan repayment instead of tracking several due dates.
Reduce Repayment Stress
Simplify your monthly cash flow and take the pressure off juggling multiple lenders.
Access Your Home Equity
Use available equity for renovations, investments, another property or other financial goals
Straight, Honest Advice
We'll tell you clearly if consolidating makes sense for your situation — or if it doesn't.
Why Consolidate with AK Home Loans?
Debt consolidation isn't just about combining repayments — it's about making sure it actually leaves you better off. We look at your full financial position, not just your debts, then compare suitable options from our panel of lenders to find what fits.
Compare 40+ Lenders
Access a wide range of lenders and loan options instead of being limited to one bank.
A Loan That Fits Your Situation
We consider your income, expenses, existing debts, equity and future plans when assessing your options.
Personalised Service
You deal directly with an experienced mortgage broker who guides you through the consolidation process.
Ongoing Support
We don't disappear after settlement. We're available to help when your lending needs change.
Ready to see what you could save?
How Can We Help With Your Debt Consolidation?
Whether you're juggling a few debts or looking to free up cash flow, we can help you explore whether rolling them into your home loan makes sense.
Combine Multiple Debts
Merge credit cards, car loans and personal loans into a single home loan repayment.
Reduce Repayment Stress
Simplify your monthly cash flow by replacing several repayments with one.
Access Equity For Purchase
Use available equity to fund a car, furniture or other purchases — instead of taking out a separate loan.
Lower Your Overall Cost
Rolling high-interest debts like credit cards into your home loan can lower your monthly repayments. But stretching short-term debt over a longer loan term can sometimes mean paying more interest overall — it's exactly what we check before recommending it.
Our Debt Consolidation Process
Consolidating your debts doesn't have to be complicated. We make the process simple and guide you from the initial assessment through to settlement.
Tell Us About Your Debts
We review your current debts, home loan, income and overall financial position.
We Check If It Makes Sense
We work out whether rolling your debts into your home loan actually benefits you — or if it doesn't, we'll tell you.
Compare Suitable Options
We compare loan structures from our lender panel based on your circumstances and goals
We Manage The Application
Once you decide to proceed, we handle the application process and keep you updated through to settlement.
Why Choose AK Home Loans?
Personal Service
You'll deal directly with your mortgage broker rather than being passed between different departments.
5★ Google Rated
Our clients have rated us 5 stars on Google, with 60+ reviews.
Mortgage Broker Since 2016
We've been helping Australians with their lending needs since 2016.
Multiple Lenders
We can compare suitable loan options across our lender panel rather than being tied to one bank.
Plain-English Advice
No confusing bank jargon. We'll explain your options and help you understand the loan you're considering.
Support Through Settlement
Our job doesn't finish when your application is submitted. We'll help guide you through the process until settlement.
Let’s Find the Right Loan for You
Tell us what you’re looking to achieve and Ali will be in touch to discuss your options
AK Home Loans and this website is owned and managed by Ali Kawser Pty Ltd. Ali Kawser Pty Ltd (490618) and MD Ali Kawser (490619) are credit representatives of National Lending Group Pty Ltd, Australian Credit Licence 412778 FBAA Accredited Member M-347951