Investment Property Loans — Melbourne Mortgage Broker Since 2016
From your first investment property to a full portfolio — compare equity release, refinance and purchase options across 40+ lenders, including commercial and self-employed investor finance.
AK Home Loans and this website is owned and managed by Ali Kawser Pty Ltd. Ali Kawser Pty Ltd (490618) and MD Ali Kawser (490619) are credit representatives of National Lending Group Pty Ltd, Australian Credit Licence 412778 FBAA Accredited Member M-347951
Ready to Invest in Property?
Whether you're buying your first investment property, using equity to grow your portfolio or purchasing a commercial property, we can help you explore your finance options.
Residential Investment Property Loans
Whether you're buying your first investment property or growing an existing portfolio, the right loan structure can help you make the most of your investment strategy.
At AK Home Loans, we compare residential investment loan options from multiple lenders based on your borrowing capacity, income, existing debts, deposit and investment goals. We can help with purchasing an investment property, refinancing an existing investment loan or using available equity to fund your next purchase.
We understand that every investor's circumstances are different. Whether you're a PAYG employee, self-employed or already have multiple properties, we'll help you explore suitable lending options and explain the loan structure, repayments and features in plain English.
Investment Finance for Different Goals
Buying Your First Investment Property
Looking to purchase your first investment property? We can help you understand your borrowing capacity and compare suitable loan options.
Growing Your Property Portfolio
Already own investment properties and looking to purchase another? We can help assess your existing lending and explore options for your next property.
Using Equity to Invest
You may be able to use available equity in your existing property to help fund your next investment. We'll help you understand your options
Refinancing an Investment Loan
If your current investment loan no longer suits your needs, we can compare refinancing options and help you explore potentially better loan features or structure.
Self Employed Property Investors
Self-employed investors can have more complex income and lending requirements. We can help identify lenders that may suit your circumstances.
Commercial Property and Warehouse Finance
Looking to purchase a commercial warehouse or other investment property? We can help you explore commercial lending options based on the property and your circumstances.
Talk To An Investment Loan Specialist
Why Choose AK Home Loans?
Personal Service
You'll deal directly with your mortgage broker rather than being passed between different departments.
5★ Google Rated
Our clients have rated us 5 stars on Google, with 60+ reviews.
Mortgage Broker Since 2016
We've been helping Australians with their lending needs since 2016.
Multiple Lenders
We can compare suitable loan options across our lender panel rather than being tied to one bank.
Plain-English Advice
No confusing bank jargon. We'll explain your options and help you understand the loan you're considering.
Support Through Settlement
Our job doesn't finish when your application is submitted. We'll help guide you through the process until settlement.
Frequently Asked Questions
The deposit you need can vary depending on the lender, property type, loan amount and your overall financial position. In some cases, available equity in an existing property can also be used towards the purchase
Yes. If you have sufficient usable equity in your existing property, you may be able to use it towards the deposit and purchasing costs of an investment property. We can help assess how this could work for your circumstances.
Yes. Refinancing may help you access a more suitable interest rate, loan structure or features such as an offset account. We can compare options across our lender panel based on your circumstances.
Yes. Self-employed applicants can access investment finance, although income verification and lender requirements can vary. We work with lenders that have different policies for self-employed borrowers.
There is no simple set number. Your ability to purchase additional properties depends on factors such as your income, existing debts, property values, available equity and the lender's servicing requirements.
Yes. Commercial property finance is available for eligible borrowers and properties. The lending requirements can differ from residential investment loans, including deposit, valuation, property type and servicing requirements
Yes. A broker can assess your current loans, available equity, borrowing capacity and lender options to help you plan your next investment purchase. We can also review your finance structure as your portfolio grows.
Ready to Grow Your Property Portfolio?
Let's discuss your investment goals and explore suitable loan options